Finance & Tax
Cash flow is the difference between what a rental property earns and what it costs to own it — before and after tax. Most investors start with gross yield…
Finance & Tax
Buying property inside a Self-Managed Super Fund (SMSF) has attracted enormous interest from Australian property investors over the past decade — and…
Finance & Tax
Buying your second investment property in Australia introduces financing complexity that didn’t exist with your first. You now have two loans to…
Finance & Tax
Interest rates are the single most influential external factor in Australian property investment. A 0.25% rate rise on a $600,000 interest-only investment…
Finance & Tax
Holding investment property through a family discretionary trust is a strategy used by many experienced Australian investors and high-net-worth families.…
Finance & Tax
Land tax is one of the most overlooked costs in Australian property investment — and for investors building a portfolio, it can…
Finance & Tax
Stamp duty — formally called transfer duty in most states — is one of the largest upfront costs of buying an investment…
Finance & Tax
Rental income in Australia is assessable income — you must declare it, and you pay tax on the net amount after allowable deductions. Understanding how this…
Finance & Tax
A negative cash flow property is one where the rental income does not cover all holding costs — loan repayments, property management, insurance, rates,…
Finance & Tax
Capital Gains Tax (CGT) is the tax you pay when you sell an investment property for more than you paid for it. In Australia, CGT is not a separate tax — it…